South Dakota Truck, Car & Motorcycle Accident Lawyers

Protecting The Rights Of Accident Victims In South Dakota

Accidents can happen in a matter of seconds, leaving people and families with life-changing injuries and overwhelming stress. In South Dakota, victims of car, truck, and auto accidents often face hospital stays, mounting bills, time away from work, and the uncertainty of what the future may look like. At Hoy Law, we understand the toll these accidents take and are committed to standing by your side, protecting your rights, and fighting for the compensation you deserve.

Our firm has spent years helping injury victims in Sioux Falls and across South Dakota. We know that personal injury law is not just about statutes and court filings. It is about people, their lives, and their recovery. When you come to us after a serious accident, you can expect compassion, clear guidance, and strong representation tailored to your unique circumstances.

Car Accidents In South Dakota

Car crashes are one of the most common causes of personal injury in South Dakota. Even a seemingly minor collision can lead to serious injuries such as concussions, whiplash, broken bones, or internal trauma. More severe crashes may cause catastrophic harm, including spinal cord damage or traumatic brain injuries.

The aftermath of a car accident is often confusing. Insurance companies may quickly contact you with a settlement offer that seems appealing but does not begin to cover the true cost of your injuries and long-term needs. Our Sioux Falls car accident lawyers at Hoy Law carefully evaluates every aspect of your accident. We examine police reports, medical records, witness statements, and evidence from the scene to build a strong claim on your behalf. We do not let insurance companies dictate what your case is worth. Instead, we fight to ensure your recovery reflects your losses, your medical future, and the impact the accident has had on your life.

Truck Accidents & Complex Claims

Truck accidents are different from other auto accidents in both scope and complexity. Semi-trucks and commercial vehicles often weigh 20 to 30 times more than passenger cars, which means collisions with them are devastating. These accidents are more likely to result in fatalities or permanent disabilities. Beyond the severity of the injuries, truck accidents involve complicated questions of liability.

In many cases, multiple parties may share responsibility for a truck accident. The driver, the trucking company, the owner of the cargo, or even maintenance providers may all be at fault. Federal trucking regulations add another layer of complexity. Our Sioux Falls truck accident lawyers are experienced in handling these types of cases and knows how to hold negligent parties accountable. We review driver logs, trucking company records, and black box data to uncover the truth. Trucking companies often have large legal teams working to protect their interests, but Hoy Law levels the playing field and fights back for victims and their families.

Understanding South Dakota Personal Injury Law

South Dakota has its own set of laws that shape how personal injury cases are handled. One of the most important factors is the state’s modified comparative negligence rule. This law allows injury victims to recover compensation as long as they are less than 50 percent responsible for the accident. However, if a victim is found partially at fault, their compensation may be reduced. Insurance companies know this and often try to shift blame onto the victim. Our attorneys are prepared to challenge these tactics and make sure that fault is placed where it belongs.

The statute of limitations is another critical factor. In South Dakota, you generally have three years from the date of an accident to file a personal injury lawsuit. Failing to act within that timeframe can mean losing your right to seek damages altogether. Hoy Law takes immediate action to preserve your rights, gather evidence, and move your case forward.

The Cost Of Injuries After An Accident

When someone is injured in an accident, the costs extend far beyond the initial hospital visit. Medical expenses may include ongoing physical therapy, rehabilitation, prescription medication, and even long-term care. Serious injuries may prevent someone from returning to their previous job or from working altogether. Beyond financial losses, the physical pain and emotional suffering can be overwhelming.

We believe that no victim should have to bear these burdens alone. Compensation in a personal injury case may include coverage for medical bills, lost wages, reduced earning capacity, and non-economic damages such as pain and suffering. Each case is different, but our goal remains the same: to secure the best possible outcome for our clients.

Fighting Insurance Companies On Your Behalf

Insurance companies often prioritize their profits over the needs of injured individuals. Adjusters may appear friendly but their goal is to minimize payouts. They may downplay the severity of your injuries, argue that your treatment was unnecessary, or try to settle quickly before you understand the true impact of the accident.

At Hoy Law, we know their tactics. We take over communications so you do not have to deal with the stress of negotiating with an insurer. Our attorneys carefully calculate the full extent of your damages and push back against low offers. If insurance companies refuse to act fairly, we are fully prepared to take your case to trial.

Why Local experience Matters

South Dakota courts, judges, and juries each have their own procedures and expectations. Having a law firm that understands the local legal landscape can make a significant difference. Hoy Law has deep ties to the Sioux Falls community and experience with courts across the state. We know how to present a case in a way that resonates with jurors, and we understand the local standards of care and safety.

This local knowledge, combined with our commitment to individualized representation, ensures that every client receives the attention and advocacy they deserve. We do not treat cases as files or numbers. We treat them as stories of real people who need help.

What To Do After A South Dakota Accident

The moments after a crash are disorienting. Victims may not know what to do or where to turn. If you are able, seeking immediate medical attention is the first priority. Even if you feel fine, symptoms of certain injuries can take hours or days to appear. It is also important to report the accident to authorities and document the scene if possible.

Reaching out to an experienced personal injury attorney should follow soon after. The earlier you involve a lawyer, the stronger your case can be. Evidence is easier to gather, witnesses are easier to locate, and deadlines are less of a concern. At Hoy Law, we encourage victims to call us as soon as possible so we can begin protecting their rights right away.

South Dakota Auto Accident FAQs

What are my first steps after a car, truck, or motorcycle accident in South Dakota?

Your safety and the safety of others should come first. Call 911 to report injuries or dangerous conditions, and move vehicles out of traffic if possible. Exchange contact and insurance information with all involved drivers and take photos of the vehicles, road conditions, and any visible injuries. Always file a police report and get medical attention even if you feel fine. Before dealing with insurance companies, contact Hoy Law to make sure your rights are protected and your statement doesn’t harm your claim.

When am I required to report an accident in South Dakota?

In South Dakota, you must report an accident if anyone is injured or killed, or if property damage appears to exceed $1,000. Contact local law enforcement or the South Dakota Highway Patrol immediately. A report helps establish an official record of the crash, which can be critical for insurance or legal claims. Failure to report could lead to penalties or impact your ability to recover compensation.

How does liability work in South Dakota accident cases?

South Dakota uses a modified comparative negligence system. You can still recover damages if you’re partially at fault, but only if your share of fault is less than the other party’s. Your recovery will be reduced by the percentage of fault assigned to you. Because determining fault can be complicated, the attorneys at Hoy Law can investigate your case and work to ensure liability is properly assessed.

What is the statute of limitations for filing an accident claim in South Dakota?

For most car, truck, or motorcycle accident cases, you have three years from the date of the accident to file a personal injury claim in South Dakota. If your claim involves property damage, you typically have six years. Missing these deadlines could permanently prevent you from recovering compensation, so it’s important to consult with Hoy Law as soon as possible after your crash.

What should I do before speaking with an insurance company?

Before you talk to any insurance adjuster, review your case with an attorney. Insurance representatives often try to settle quickly or get statements that reduce your payout. A lawyer can communicate with the insurer on your behalf, help you avoid mistakes, and ensure your compensation reflects your true medical costs, lost income, and pain and suffering.

How is fault determined after a South Dakota accident?

Fault is determined through evidence such as police reports, witness statements, accident reconstruction, vehicle damage, and photographs. South Dakota’s comparative fault system means both parties may share blame. The team at Hoy Law collects and analyzes all available evidence to establish the strongest possible case for your side.

What insurance coverage is required in South Dakota?

South Dakota requires all drivers to carry at least $25,000 in bodily injury coverage per person, $50,000 per accident, and $25,000 in property damage coverage. Drivers must also carry uninsured and underinsured motorist coverage. These laws help protect drivers, but when damages exceed policy limits, Hoy Law can help you pursue additional compensation from the at-fault party.

What should motorcyclists know about South Dakota laws?

Motorcyclists under 18 must wear helmets, but adults are not required to. Eye protection is mandatory for all riders. Lane splitting is not permitted, and headlights must remain on while riding. Because motorcyclists are more exposed to injury, it’s important to know these regulations and contact Hoy Law immediately after an accident to secure fair compensation.

What happens if the other driver is uninsured or underinsured?

If you’re hit by an uninsured or underinsured driver, your own insurance may cover your losses through UM or UIM coverage. However, these claims are often disputed. Hoy Law can help you navigate the insurance process and ensure your carrier honors its policy obligations, maximizing your recovery even when the other driver lacks coverage.

How are truck accidents handled differently from car or motorcycle crashes?

Truck accidents often involve federal regulations, multiple parties such as trucking companies and manufacturers, and extensive evidence like maintenance logs and driver records. These cases are more complex and typically involve higher damages. Hoy Law has experience handling commercial vehicle cases and can manage the investigation, negotiations, and litigation needed to achieve fair results.

Can I recover damages if I was partly at fault?

Yes, but your compensation will be reduced according to your share of fault as long as it is less than 50 percent. For example, if you are found 20 percent at fault and your total damages are $100,000, you could recover $80,000. Hoy Law works to minimize fault assigned to you so you can obtain the maximum recovery possible.

What types of damages can I claim after a vehicle accident?

You may be eligible to recover compensation for medical expenses, property damage, lost wages, future medical care, pain and suffering, and emotional distress. In serious cases, you may also pursue compensation for permanent disability or wrongful death. Hoy Law helps clients identify and calculate all potential damages to ensure they receive full and fair compensation.

What should I do if I am injured in a motorcycle accident caused by another driver?

Seek medical care immediately, even for minor injuries, and document everything. Do not admit fault or sign any insurance documents until you have spoken with a lawyer. Motorcycle accident injuries can be serious and long-lasting, so contact Hoy Law to help you file a claim and recover for your medical bills, lost income, and pain and suffering.

What if a loved one was killed in a car, truck, or motorcycle accident?

If a family member dies due to another party’s negligence, you may file a wrongful death claim. This can help cover funeral expenses, lost financial support, and the emotional loss suffered by surviving family members. Hoy Law provides compassionate support and legal representation for families dealing with the aftermath of a fatal accident.

When should I contact a South Dakota accident attorney?

You should reach out to Hoy Law as soon as possible after an accident. Early legal representation allows your attorney to gather evidence before it’s lost, deal with insurance adjusters, and ensure you meet all filing deadlines. Hoy Law offers free consultations and can help you understand your rights and the best course of action for your situation.

Serving Throughout The State

• Aberdeen
• Brookings
• Chamberlain
• Huron
• Madison
• Mitchell
• Pierre
• Sioux Falls
• South Dakota Tribal Land
• Vermillion
• Watertown
• Yankton

South Dakota Accident Lawyers At Hoy Law Is Ready To Help

No one expects to be the victim of a serious accident, but when it happens, you need someone in your corner who knows the law and knows how to fight. Hoy Law has built a reputation across South Dakota for standing up for accident victims and their families. Whether your injuries were caused by a car crash, a truck collision, or another type of auto accident, we are ready to help.

Our South Dakota car & truck accident attorneys will listen to your story, explain your options, and guide you through the legal process with clarity and care. We know that recovering from an accident is not just about medical treatment but about regaining stability and peace of mind. That is why we dedicate ourselves to securing fair compensation for every client we serve.

If you or someone you love has been injured in a South Dakota accident, do not wait to seek help. Contact Hoy Law today to schedule a consultation and learn how we can fight for your rights and your future.