Sometimes the unavoidable happens, and you find yourself in a fender bender or worse - a serious car accident. When this happens, do not panic. Doing or saying the wrong thing might cost you financially and prevent you from collecting on an insurance claim. The most...
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Car Accidents
What is MedPay, and do I need it?
MedPay, or medical payments coverage, is optional insurance coverage drivers can add to their overall car insurance policy. In the event of an accident in South Dakota, MedPay reimburses policy holders for medical expenses up to the policy limit. Is MedPay the same as...
Understanding your car insurance policy
Car insurance is an important part of driving a car. While you may know you need it, often, the terms are complex and challenging to understand. Here’s what you should know about some of the essential terms and how your auto policy works. Learning the terms The...
What is uninsured and underinsured motorist coverage?
If you have been injured in a car accident that was someone else's fault, the negligent driver's insurance company should pay for your medical bills, wage loss and other damages. But what happens if that driver was doubly careless and did not have liability insurance...