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Category Archives: Car Accidents

Seatbelt3

Can You Still Recover Compensation if You Were Not Wearing a Seatbelt?

By Hoy Law |

You were not buckled in when the crash happened, and now you are wondering whether that single fact just cost you your entire case. It is a fair question, and the honest answer is more nuanced than a simple yes or no. South Dakota law treats seatbelt non-use differently than a lot of people… Read More »

PoliceAccidentReport

How Police Reports Impact Your Car Accident Claim in South Dakota

By Hoy Law |

An officer shows up, asks a few questions, hands you a card, and drives off. Does that report actually matter once your car accident claim gets underway? It does, more than most people realize, and South Dakota treats these reports a little differently than many other states do. What Actually Goes Into the Report… Read More »

Medical Exam

Why Insurance Companies Request an Independent Medical Examination and What to Expect

By Hoy Law |

A letter arrives asking you to see a doctor you have never heard of, chosen and paid for by the insurance company. Is this normal, and should you be worried about it? Independent medical examinations show up often enough in injury claims that understanding what they actually are, and are not, can keep the… Read More »

DashCam

How Dashcam Footage Can Strengthen Your Injury Case

By Hoy Law |

When two drivers tell two different stories about a crash, who gets believed? A small camera on your windshield can change that answer. Dashcams record what happened in real time, without memory gaps or second thoughts, and more South Dakota drivers are installing them every year. Here is how footage can help an injury… Read More »

TruckFront

Why Truck Accident Cases Are More Complex Than Car Accidents

By Hoy Law |

A collision with a passenger car and a collision with a fully loaded semi truck might get filed under the same case type on paper, but treating them the same way is a fast way to end up out of your depth. Why do truck accident claims drag on so much longer than a… Read More »

Injury_Arm

What Rights Do Injured Passengers Have After a Crash?

By Hoy Law |

Riding in someone else’s car when a crash happens puts you in an unusual position. You had no control over the wheel, no say in the speed, and no chance to react before impact. So who actually owes you compensation when you get hurt as a passenger, especially if the driver was a friend… Read More »

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Signs of a Traumatic Brain Injury After a Car Accident

By Hoy Law |

A car accident can happen in seconds, but the consequences can last a lifetime. One of the most serious and often misunderstood injuries that can result from a crash is a traumatic brain injury, or TBI. What makes TBIs especially dangerous is that the signs are not always obvious right away. You might walk… Read More »

Car Wreck

Car Accidents on I-29: Why They Are Dangerous

By Hoy Law |

Interstate 29 is a north-south highway which runs along the western side of Sioux Falls. This corridor is a common site for car accidents because of the congested traffic and high speeds. Any inclement weather can also make the interstate dangerous when even one driver loses control on snow or on ice. Please contact… Read More »

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What Happens if the At-Fault Driver Is Uninsured

By Hoy Law |

Getting into a car accident is stressful enough, but what happens if the driver who caused the crash does not have insurance? Unfortunately, this situation is more common than many people realize. If you are injured or your vehicle is damaged, you may be wondering how you will recover compensation for your losses. Understanding… Read More »

InsuranceClaim

Why Insurance Companies Try to Settle Quickly After an Accident

By Hoy Law |

If you have been in an accident, you might be surprised at how quickly an insurance company reaches out with a settlement offer. At first glance, this may seem helpful. After all, who would not want a fast resolution? But have you ever wondered why they move so quickly? Understanding the motivation behind early… Read More »