The statute of limitations for a car accident in South Dakota is generally three years. This is the legal deadline for filing a claim. Once that time runs out, you may lose the ability to hold the at-fault party accountable, no matter how serious your injuries are. Missing the deadline could leave you without a …
Do Car Insurance Companies Pay for Lost Wages After an Accident?
After a car accident in South Dakota, you may be eligible for compensation for lost wages, but only if your Sioux Falls car accident lawyer can prove another driver’s negligence and the insurance policy covers such losses. An attorney can explain your options and help you file a claim for all applicable damages. The car …
Do I Have to File a Police Report After a Car Accident?
Generally, you have to report car accidents to the police if the collision results in injuries, a death, or significant property damage. South Dakota requires all motorists involved in collisions to report crashes as quickly as possible. Once you notify the police about the accident, they will write up an accident report. This report can …
What to Do After a Car Accident?
Car accidents can happen anytime, and the risk is always present whenever you’re on the road. Regardless of how serious the crash is, knowing what to do after a car accident can help protect you. Your health and safety come first. It’s also important to follow these steps to protect yourself legally and financially after …
What is uninsured and underinsured motorist coverage?
If you have been injured in a car accident that was someone else’s fault, the negligent driver’s insurance company should pay for your medical bills, wage loss and other damages. But what happens if that driver was doubly careless and did not have liability insurance coverage? This is where uninsured motorist (UM) coverage will play …
What is MedPay, and do I need it?
MedPay, or medical payments coverage, is optional insurance coverage drivers can add to their overall car insurance policy. In the event of an accident in South Dakota, MedPay reimburses policy holders for medical expenses up to the policy limit. Is MedPay the same as PIP? No. Personal Injury Protection (PIP) and MedPay are similar in that they …