Spinal cord injuries are among the most serious injuries a victim can suffer as a result of a motor vehicle accident. These cases are complicated by the fact that recovery and outcome are often uncertain for months or even years after injury occurs.
Anyone suffering a spinal cord injury is best served by immediately contacting an experienced Sioux Falls spine injury lawyer with the experience and resources to handle these complex claims.
Your chosen law firm must determine:
Fault and Liability: South Dakota’s mandatory minimum insurance law requires just $25,000 bodily injury coverage per victim. This coverage will be totally inadequate in cases of spinal injury. Your attorney must look to other sources of compensation, which may include your own insurance carrier under an uninsured/underinsured motorist claim, as well as claims against the vehicle’s owner, driver and other identifiable at-fault parties.
Damages: The law recognizes both economic (medical bills, lost wages) and non-economic damages (disfigurement, pain and suffering).
Spinal cord injury claims are among the most costly types of claims handled by auto insurers. Your claim will be assigned to a veteran team of experienced investigators, adjusters and legal and medical experts with one goal: To minimize the costs associated with your injury.
The Christopher Reeve’s Foundation, named for the actor paralyzed in a horse-riding accident, estimates initial costs of a spinal injury to be $347,000 to more than $1 million, depending on severity, with annual costs between $42,000 and nearly $200,000.
Spinal cord injuries:
These are catastrophic injury claims. In many cases, no single insurance policy will adequately compensate victims. Damage claims are complex and must account for homecare, value of future lost earnings, loss of enjoyment, pain and suffering, loss of companionship, compensation to caregivers, and the extensive cost of medical care, rehabilitation and homecare.
Your chosen spinal cord injury lawyer in Sioux Falls should be consulted as soon as possible after an accident. In many cases, the liability is so great that insurance companies may quickly offer to pay the full policy limits, claiming that is the most a victim and family could receive. Signing paperwork or waivers could significantly reduce or eliminate your rights to additional compensation. At Hoy Law, we understand the life-changing nature of these types of injuries and work from day one to protect victims and families at each stage of the process so they can focus on recovery.
Hoy Law represents clients in Sioux Falls, Minnehaha County and the surrounding areas, including Lincoln, McCook, and Turner counties, as well as Canton, Brandon, Dell Rapids, Tea, Harrisburg, Worthing, Beresford, Lennox, Hartford, Crooks, Baltic, Montrose, Salem and Garretson.
If you or a loved one has been injured, call Hoy Law to speak with an experienced Sioux Falls spine injury lawyer today. Call 605-250-1864 for a free and confidential consultation to discuss your rights.