If you have been injured in a car accident that was someone else’s fault, the negligent driver’s insurance company should pay for your medical bills, wage loss and other damages. But what happens if that driver was doubly careless and did not have liability insurance coverage? This is where uninsured motorist (UM) coverage will play […]

Car insurance is an important part of driving a car. While you may know you need it, often, the terms are complex and challenging to understand. Here’s what you should know about some of the essential terms and how your auto policy works. Learning the terms The crucial part of understanding your policy is knowing […]

Sioux Falls and the surrounding areas tend to get busier once autumn comes around. A significant part of that is young people heading back to school. Unfortunately, with the increased traffic will come a higher chance of an auto accident. A contributing factor? Teen drivers who are new to driving and lacking experience, awareness and […]

If you live in South Dakota, you are probably used to driving on rural roads with few other drivers to worry about. However, while South Dakota is relatively safe when it comes to driving safety, you should still be aware of the dangers of driving here. The South...

Sometimes the unavoidable happens, and you find yourself in a fender bender or worse – a serious car accident. When this happens, do not panic. Doing or saying the wrong thing might cost you financially and prevent you from collecting on an insurance claim. The most important consideration is your health and safety. Additionally, it […]

MedPay, or medical payments coverage, is optional insurance coverage drivers can add to their overall car insurance policy. In the event of an accident in South Dakota, MedPay reimburses policy holders for medical expenses up to the policy limit. Is MedPay the same as PIP? No. Personal Injury Protection (PIP) and MedPay are similar in […]